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"We help people planning for retirement
or who are already in retirement plan
and manage their finances so theycan live well and have financial independence."
Reaching financial independence is a goal that many people strive to achieve. However, the rules of money have changed. If you handle your money the way your parents or grandparents handled theirs, you may fail where they succeeded. The cost of living is higher now than ever before, about a third of your income goes to taxes. Longer life expectancies mean you need enough money to live an abundantly fulfilled life, save for a comfortable retirement and maybe take care of aging parents or leave a legacy for your children or grandchildren. Everyone wants their vision to be their reality. To achieve this utopia, simple financial management is not enough.
We are an Independent Financial Services Firm focusing on Retirement Planning, Financial Planning, Investment Management and Tax Planning. Our innovative, holistic approach to financial planning aligns your deepest values with your most ambitious financial goals. The result is a meaningful and comprehensive plan which helps guide you towards an abundant life of fulfilled dreams. The life you’ve always wanted to live.
President & CEO
(301) 322 4294
(301) 322 4394
Dwight L. Ferguson president and CEO of FERGUSON FINANCIAL GROUP is a well-known financial educator in the Baltimore/Washington D.C. area. He has developed a specialty in advising Business Owners, Federal Employees, Retirees and those about to retire who want to grow and protect their assets. His practice focuses on helping pre-retirees and retirees avoid the most common financial mistakes, live an abundant life and a fulfilled/successful retirement. Dwight, a graduate of Widener University where he majored in Economics and Business Management, is a Registered Representative and Investment Advisor Representative of Woodbury Financial Services, Inc. He has over 30 years of Insurance and Financial Services experience.
Dwight is married, a jazz music lover and is a volunteer mentoring young men in Prince George’s County Maryland.
Penny Collins has several years of work experience in Human Resources, Community Outreach, and Veterans Service initiatives. She earned a BS Degree in Home Economics Education from Howard University, Washington, DC and a MA Degree in Human Resources Development from Bowie State University, Bowie, MD. Penny, a retired Chief Petty Officer (CPO/E-7) served in the United States Coast Guard Reserves, is a native Washingtonian and currently reside in Bowie, MD.
Her hobbies include mentoring women in professional life skills, caring for the elderly, and interacting with veterans to assist with applying for VA disability benefits.